Your money – financial help and advice
General advice
When visiting external websites listed below, don't forget to look for helpline numbers which will be open during office hours.
Help with debt
Don't despair – make a start on sorting our your situation now. Just explore some of the help available through the top four sites below. You'll find helplines staffed by experts, and practical ways you can start to make sense of it all and manage your money:
Benefits and tax credits
If your circumstances change, check to see whether you become entitled to extra help. Don't delay as some changes cannot be backdated. For example, you may qualify for Council Tax Benefit or Housing Benefit even if you aren't on Jobseeker's Allowance or Income Support.
Housing, mortgage debt and advice
How to get your credit rating
Managing your money
The Financial Services Authority (FSA) features online calculators for mortgages, loans, pensions and budgets – along with financial products comparisons, financial guides, a debt test and a financial healthcheck.
Finding financial advisers and planners
Help for families
Support for families includes Children's Centres, help towards nursery education and, for families on low incomes, help with school meals and transport.
Young people
Advice on education allowances, help for young parents, concessionary fares and grants for youth groups:
Redundancy
Useful advice on your rights, keeping your home, getting back to work, managing your money and getting the right benefits:
Tax and savings
Savings on utilities and energy
Consumer and legal advice
Your complete guide to advice services, from your rights when buying on credit to finding legal advice, making online money claims, and reporting bogus offers or cowboy builders:
